New York State Consolidated Laws

Public Health

                               ARTICLE 44
                    HEALTH MAINTENANCE ORGANIZATIONS
Section 4400.   Statement of policy and purposes.
        4401.   Definitions.
        4402.   Health   maintenance   organizations;   application  for
                   certificate of authority.
        4403.   Health maintenance organizations;  issuance  of  certif-
                   icate of authority.
      * 4403-a. Special purpose certificate of authority.
                * NB Expires 98/07/01
      * 4403-b. Development of comprehensive health services plans.
                * NB Expires 98/07/01
      * 4403-c. Comprehensive HIV special needs plan certification.
                * NB Repealed 00/07/01
      * 4403-d. Mental health special needs plans.
                * NB Repealed 00/07/01
      * 4403-e.   Primary  care  partial  capitation  providers; partial
                   capitation certificate of authority.
                * NB Repealed 00/07/01
      * 4403-f. Managed long term care plans.
                * NB Repealed 06/12/31
        4404.   Health maintenance organizations; continuance of certif-
                   icate of authority.
        4405.   Health maintenance organizations; powers.
        4405-a. Immunizations  against  poliomyelitis,  mumps,  measles,
                   diphtheria and rubella.
        4405-b.  Duty to report.
        4406.   Health    maintenance   organizations;   regulation   of
                   contracts.
        4406-a. Arbitration provisions of health  maintenance  organiza-
                   tion contracts.
        4406-b. Primary and preventive obstetric and gynecologic care.
        4406-c. Prohibitions.
        4406-d. Health care professional applications and terminations.
        4406-e. Access to end of life care.
        4407.   Health maintenance organizations; employer requirements.
        4408.   Disclosure of information.
        4408-a. Integrated delivery systems.
        4408-a. Grievance procedure.
        4409.   Health maintenance organizations; examinations.
        4410.   Health maintenance organizations; professional services.
        4411.   Construction.
        4412.   Separability.
        4413.   Savings clause.
        4414.   Health care compliance programs.

    Sec.  4400.   Statement  of policy and purposes.  Encouraging
the expansion of health care services options  available  to  the
citizens  of  the  state  is  a  matter  of  vital state concern.
Without such an expansion, increased health insurance  and  other
benefits  will continue to escalate the costs of medical care and
overload the health care delivery system.  The health maintenance
organization  concept,  through  which  members  of  an  enrolled
population are each  entitled  to  receive  comprehensive  health
services   for  an  advance  or  periodic  charge,  represents  a
promising new alternative for the delivery of  a  full  range  of
health care services at a reasonable cost.
    Accordingly,  it  shall be the policy of this state to expand
the health care services options available, and to assure greater
choice  in  the  selection  of  a health care plan, by removal of
legal and other impediments to  the  development  of  competitive
health maintenance organizations acceptable to the public.
    It  is  the  intent  of the legislature that the commissioner
therefore establish a comprehensive system of  authorization  and
regulation  of  health maintenance organizations in the state, as
provided in this article, in order to assure that health services
of  good  quality  be provided to all citizens who choose to take
advantage of that alternative to meet their  health  care  needs.
The  commissioner  shall  cooperate  with  the  superintendent of
insurance and with  other  state  officials  and  agencies  which
establish  standards and requirements pertaining to the provision
and  financing  of  health  care  services  in  order  to  assure
necessary,  equitable  and  consistent  state  supervision of all
health  care  systems  without  duplication  of   inspection   or
services.

  S  4401.  Definitions.  For  the purpose of this article: 1. "Health
maintenance organization" or "organization" means any person,  natural
or  corporate,  or  any  groups  of  such  persons  who  enter into an
arrangement, agreement or plan or any combination of  arrangements  or
plans which propose to provide or offer, or which do provide or offer,
a comprehensive health services plan.
  2.  "Comprehensive  health  services  plan"  or  "plan" means a plan
through which each member of an enrolled  population  is  entitled  to
receive  comprehensive  health  services  in consideration for a basic
advance or periodic charge. A plan may include the provision of health
care services which are covered by the organization at the election of
enrollees by health care  providers  not  participating  in  the  plan
pursuant  to a contract, employment or other association to the extent
authorized  in  section  forty-four  hundred  six  of  this   article;
provided,  however, that in no event shall an enrollee elect to have a
non-participating  provider  serve  as  the  enrollee`s  primary  care
practitioner  responsible for supervising and coordinating the care of
the enrollee.
  3. "Comprehensive health services" means all those  health  services
which  an  enrolled population might require in order to be maintained
in good health, and shall  include,  but  shall  not  be  limited  to,
physician  services  (including  consultant  and  referral  services),
in-patient and out-patient hospital  services,  diagnostic  laboratory
and  therapeutic and diagnostic radiologic services, and emergency and
preventive health services.  Such  term  may  be  further  defined  by
agreement  with  enrolled  populations  providing  additional benefits
necessary, desirable or appropriate to meet their health care needs.
  4. "Enrolled population" means a group of  persons,  defined  as  to
probable age, sex and family composition, which receives comprehensive
health   services   from   a   health   maintenance   organization  in
consideration for a basic advance or periodic charge.
  5. "Superintendent" means the superintendent  of  insurance  of  the
state of New York.
  *   6.  "Comprehensive  HIV  special  needs  plan"  means  a  health
maintenance organization  certified  pursuant  to  section  forty-four
hundred  three-c  of  this  article which, in addition to providing or
arranging for the provision of  comprehensive  health  services  on  a
capitated  basis, including those for which medical assistance payment
is authorized pursuant to section three hundred  sixty-five-a  of  the
social  services  law,  also provides or arranges for the provision of
HIV care to HIV positive persons eligible to  receive  benefits  under
title XIX of the federal social security act or other public programs.
  * NB Repealed 00/07/01
  * 7. "HIV Center of excellence" is defined as a health care facility
certified  to  operate under article twenty-eight of this chapter that
offers specialized treatment expertise in HIV care services as defined
by the commissioner.
  * NB Repealed 00/07/01
  * 8. "Mental health special  needs  plan"  means  a  combination  of
persons  natural  or  corporate,  or  any groups of such persons, or a
county or counties, who enter into an arrangement, agreement  or  plan
or  combination of arrangements, agreements or plans to provide mental
health services to "persons with serious  mental  illness",  "children
and   adolescents   with   serious  emotional  disturbances"  or  both
populations and, further,  which  is  certified  pursuant  to  section
forty-four hundred three-d of this article to provide such services to
a  population  substantially  comprised of persons eligible to receive
benefits under title XIX of the federal social security act.
  * NB Repealed 00/07/01
  *  9.  "Persons  with  serious mental illness" means individuals who
meet criteria established by the commissioner of mental health,  which
shall  include  persons  who  have  a  designated  diagnosis of mental
illness  under  the  most  recent  edition  of  the   diagnostic   and
statistical  manual  of  mental  disorders, and (i) whose severity and
duration  of  mental  illness  results   in   substantial   functional
disability  or (ii) who require mental health services on more than an
incidental basis.
  * NB Repealed 00/07/01
  *  10.     "Children  and   adolescents   with   serious   emotional
disturbances"  means  individuals under eighteen years of age who meet
criteria established by the commissioner of mental health, which shall
include children and adolescents who have a  designated  diagnosis  of
mental  illness  under  the  most recent edition of the diagnostic and
statistical manual of mental disorders, and  (i)  whose  severity  and
duration   of   mental   illness  results  in  substantial  functional
disability or (ii) who require mental health services on more than  an
incidental basis.
  * NB Repealed 00/07/01

    Sec.  4402. Health maintenance organizations; application for
certificate of authority.  1.  No person or groups of persons may
operate  a health maintenance organization or issue a contract to
an enrollee for membership in  a  comprehensive  health  services
plan  without first obtaining a certificate of authority from the
commissioner.
    2.   In  order  to receive such a certificate of authority, a
person or  persons,  hereinafter  designated  as  the  applicant,
intending to operate a health maintenance organization shall file
an  application  for  such  certificate  on  such  form  as   the
commissioner   shall   prescribe,   and   shall  provide  to  the
satisfaction of the commissioner the following:
    (a)  a copy of each of the basic organizational documents and
agreements of  the  applicant  and  all  participating  entities,
including  all contracts and agreements relating to the provision
of comprehensive health services;
    (b)  a  copy of the bylaws, rules and regulations on internal
governing documents of the applicant;
    (c)  a list of the names, addresses and official positions of
the persons comprising the applicant and all entities referred to
in  paragraph  (a)  other than those possessing a valid operating
certificate under the provisions of article twenty-eight of  this
chapter,  including  all  owners  of  record  or  beneficial, all
members of the governing body, the officers and directors in  the
case of a corporation, and the partners or members in the case of
a partnership or  corporation,  and  the  agent  for  service  of
process;
    (d)   a   statement   of   the  financial  condition  of  the
organization, including, if  appropriate,  an  income  statement,
balance sheet and projected sources and uses of funds;
    (e)  a  statement generally describing the proposed operation
of the health maintenance organization as to the location of  its
facilities,  the  type  and  quantity  of  health  care personnel
engaged to provide services, its quality assurance mechanism, its
grievance  procedure, participating hospitals and such other data
as may be required by the commissioner;
    (f)  a copy of each enrollee contract filed with and approved
by the superintendent pursuant to section forty-four hundred  six
of this article; and
    (g)  such  other  information  as  may  be  required  by  the
commissioner to  make  the  determinations  required  in  section
forty-four hundred three of this article.

  S  4403.  Health maintenance organizations; issuance of certificate of
authority. 1. The commissioner shall not issue a certificate of authori-
ty to an applicant therefor unless the applicant demonstrates that:
  (a) it has defined a proposed enrolled population to which the  health
maintenance   organization  proposes  to  provide  comprehensive  health
services and has established a mechanism by which  that  population  may
advise in determining the policies of the organization;
  (b)  it has the capability of organizing, marketing, managing, promot-
ing and operating a comprehensive health services plan;
  (c) it is financially responsible and may  be  expected  to  meet  its
obligations  to its enrolled members. For the purpose of this paragraph,
"financially responsible" means that the  applicant  shall  assume  full
financial risk on a prospective basis for the provision of comprehensive
health  services, including hospital care and emergency medical services
within the area served by the plan, except that it may require providers
to share financial risk under the terms of their contract, it  may  have
financial  incentive arrangements with providers or it may obtain insur-
ance or make other arrangements for the cost of providing  comprehensive
health  services  to  enrollees;  any  insurance  or  other  arrangement
required by this paragraph shall be  approved  as  to  adequacy  by  the
superintendent  as  a prerequisite to the issuance of any certificate of
authority by the commissioner;
  (d) the character, competence, and standing in the  community  of  the
proposed  incorporators, directors, sponsors or stockholders, are satis-
factory to the commissioner;
  (e) the prepayment mechanism  of  its  comprehensive  health  services
plan, the bases upon which providers of health care are compensated, and
the  anticipated use of allied health personnel are conducive to the use
of ambulatory care and the efficient use of hospital services;
  (f) acceptable procedures have been established to monitor the quality
of care provided by the plan, which, in the case of services provided by
non-participating providers,  shall  be  limited  to  the  provision  of
reports to the primary care practitioner responsible for supervising and
coordinating the care of the enrollee;
  (g)  approved  mechanisms  exist  to resolve complaints and grievances
initiated by any enrolled member; and
  (h) the contract between the enrollee and the  organization  meet  the
requirements  of  the  superintendent as set forth in section forty-four
hundred six of this article, as to the provisions contained therein  for
health  services,  the procedures for offering, renewing, converting and
terminating contracts to enrollees, and the  rates  for  such  contracts
including  but not limited to, compliance with the provisions of section
one thousand one hundred nine of the insurance law.
  2. The commissioner may adopt and amend rules and regulations pursuant
to the state administrative procedure act to effectuate the purposes and
provisions of this article.  Such  regulations  may  include  rules  and
procedures  addressing  the  provision  of emergency services, including
patient notification, obtaining authorization for treatment, transfer of
patients from one  facility  to  another  and  emergency  transportation
arrangements.
  3.  Nothing  contained  in  this  section shall preclude any person or
persons in developing a health maintenance organization from  contacting
potential  participants  to discuss the health care services such organ-
ization would offer, prior to the granting of a certificate of  authori-
ty.
  4.  Nothing  in  this  article  shall  preclude any health maintenance
organization from meeting the requirements  of  any  federal  law  which
would  authorize such health maintenance organization to receive federal
financial assistance or  which  would  authorize  enrollees  to  receive
assistance from federal funds.
  5.  (a)  The  commissioner, at the time of initial licensure, at least
every three years thereafter, and  upon  application  for  expansion  of
service  area,  shall  ensure  that  the health maintenance organization
maintains a network of  health  care  providers  adequate  to  meet  the
comprehensive  health needs of its enrollees and to provide an appropri-
ate choice of providers sufficient to provide the services covered under
its enrollee`s contracts by determining that (i) there are a  sufficient
number  of geographically accessible participating providers; (ii) there
are opportunities to select from at least three primary  care  providers
pursuant  to  travel  and  distance  time standards, providing that such
standards account for the conditions of  accessing  providers  in  rural
areas;  (iii)  there  are sufficient providers in each area of specialty
practice to meet the needs of the enrollment population; (iv)  there  is
no  exclusion of any appropriately licensed type of provider as a class;
and (v) contracts entered into with health care providers neither trans-
fer financial risk to providers,  in  a  manner  inconsistent  with  the
provisions  of  paragraph  (c)  of  subdivision one of this section, nor
penalize providers for unfavorable case mix  so  as  to  jeopardize  the
quality  of  or  enrollees`  appropriate  access  to medically necessary
services; provided, however, that payment at less  than  prevailing  fee
for  service  rates  or capitation shall not be deemed or presumed prima
facie to jeopardize quality or access.
  (b) The following criteria shall be considered by the commissioner  at
the  time  of  a  review: (i) the availability of appropriate and timely
care that is provided in compliance with the standards  of  the  Federal
Americans  with  Disability  Act to assure access to health care for the
enrollee population; (ii) the network`s ability  to  provide  culturally
and  linguistically  competent  care  to  meet the needs of the enrollee
population; and (iii) with  the  exception  of  initial  licensure,  the
number  of  grievances  filed by enrollees relating to waiting times for
appointments, appropriateness of referrals and other indicators of  plan
capacity.
  (c)  Each  organization  shall report on an annual basis the number of
enrollees and the number of participating providers  in  each  organiza-
tion.
  6.  (a)  If  a health maintenance organization determines that it does
not have a health care provider with appropriate training and experience
in its panel or network to meet the particular health care needs  of  an
enrollee,  the  health maintenance organization shall make a referral to
an appropriate provider, pursuant to a treatment plan  approved  by  the
health  maintenance  organization  in consultation with the primary care
provider, the non-participating provider and the enrollee or  enrollee`s
designee, at no additional cost to the enrollee beyond what the enrollee
would otherwise pay for services received within the network.
  (b)  A health maintenance organization shall have a procedure by which
an enrollee who needs ongoing care  from  a  specialist  may  receive  a
standing  referral  to such specialist. If the health maintenance organ-
ization, or the primary care provider in consultation with  the  medical
director of the organization and specialist if any, determines that such
a  standing  referral is appropriate, the organization shall make such a
referral to a specialist. In no event shall a health maintenance  organ-
ization  be  required  to  permit  an  enrollee  to elect to have a non-
participating specialist, except pursuant to the provisions of paragraph
(a) of this subdivision. Such referral shall be pursuant to a  treatment
plan  approved  by  the  health maintenance organization in consultation
with the primary care provider, the specialist, and the enrollee or  the
enrollee`s  designee. Such treatment plan may limit the number of visits
or the period during which such visits are authorized  and  may  require
the specialist to provide the primary care provider with regular updates
on  the specialty care provided, as well as all necessary medical infor-
mation.
  (c) A health maintenance organization shall have a procedure by  which
a  new enrollee upon enrollment, or an enrollee upon diagnosis, with (i)
a life-threatening condition or disease or (ii) a degenerative and disa-
bling condition or disease, either of which requires specialized medical
care over a prolonged period of  time,  may  receive  a  referral  to  a
specialist  with expertise in treating the life-threatening or degenera-
tive and disabling disease or condition who shall be responsible for and
capable  of  providing  and  coordinating  the  enrollee`s  primary  and
specialty  care. If the health maintenance organization, or primary care
provider in consultation with a medical director of the organization and
a specialist, if any, determines that the  enrollee`s  care  would  most
appropriately  be  coordinated  by  such  a specialist, the organization
shall refer the enrollee to such specialist. In no event shall a  health
maintenance  organization  be required to permit an enrollee to elect to
have a non-participating specialist, except pursuant to  the  provisions
of paragraph (a) of this subdivision. Such referral shall be pursuant to
a  treatment  plan  approved  by the health maintenance organization, in
consultation with the primary care provider if appropriate, the special-
ist, and the enrollee or the enrollee`s designee. Such specialist  shall
be  permitted  to  treat  the  enrollee  without  a  referral  from  the
enrollee`s primary care  provider  and  may  authorize  such  referrals,
procedures,  tests  and other medical services as the enrollee`s primary
care provider would otherwise be  permitted  to  provide  or  authorize,
subject to the terms of the treatment plan. If an organization refers an
enrollee  to a non-participating provider, services provided pursuant to
the approved treatment plan shall be provided at no additional  cost  to
the  enrollee  beyond what the enrollee would otherwise pay for services
received within the network.
  (d) A health maintenance organization shall have a procedure by  which
an  enrollee  with (i) a life-threatening condition or disease or (ii) a
degenerative  and  disabling  condition  or  disease,  either  of  which
requires  specialized  medical care over a prolonged period of time, may
receive a referral to a specialty care center with expertise in treating
the life-threatening or degenerative and disabling disease or condition.
If the health maintenance organization, or the primary care provider  or
the specialist designated pursuant to paragraph (c) of this subdivision,
in  consultation with a medical director of the organization, determines
that the enrollee`s care would most appropriately be provided by such  a
specialty care center, the organization shall refer the enrollee to such
center.  In no event shall a health maintenance organization be required
to permit an enrollee to elect to  have  a  non-participating  specialty
care  center,  unless  the  organization  does  not  have an appropriate
specialty care center to treat the enrollee`s disease or condition with-
in its network. Such referral shall be  pursuant  to  a  treatment  plan
developed  by the specialty care center and approved by the health main-
tenance organization, in consultation with the primary care provider, if
any, or a specialist designated pursuant to paragraph c of this subdivi-
sion, and the enrollee or the enrollee`s designee.  If  an  organization
refers  an enrollee to a specialty care center that does not participate
in  the  organization`s  network,  services  provided  pursuant  to  the
approved  treatment  plan shall be provided at no additional cost to the
enrollee beyond what the  enrollee  would  otherwise  pay  for  services
received within the network. For purposes of this paragraph, a specialty
care center shall mean only such centers as are accredited or designated
by  an  agency  of  the  state  or  federal government or by a voluntary
national health organization as having special expertise in treating the
life-threatening  disease  or  condition  or  degenerative and disabling
disease or condition for which it is accredited or designated.
  (e) (1) If an enrollee`s health care provider leaves the health  main-
tenance organization`s network of providers for reasons other than those
for which the provider would not be eligible to receive a hearing pursu-
ant  to  paragraph  a  of  subdivision two of section forty-four hundred
six-d of this chapter, the health maintenance organization shall  permit
the  enrollee  to  continue  an  ongoing  course  of  treatment with the
enrollee`s current health care provider during a transitional period  of
(i)  up  to  ninety  days from the date of notice to the enrollee of the
provider`s disaffiliation from the organization`s network;  or  (ii)  if
the  enrollee  has entered the second trimester of pregnancy at the time
of  the  provider`s  disaffiliation,  for  a  transitional  period  that
includes  the  provision  of  post-partum  care  directly related to the
delivery.
  (2) Notwithstanding the provisions of subparagraph one of  this  para-
graph, such care shall be authorized by the health maintenance organiza-
tion  during  the  transitional  period only if the health care provider
agrees (i) to continue to accept reimbursement from the  health  mainte-
nance  organization  at  the  rates applicable prior to the start of the
transitional period as payment in full; (ii) to adhere to the  organiza-
tion`s quality assurance requirements and to provide to the organization
necessary  medical information related to such care; and (iii) to other-
wise adhere to the organization`s policies and procedures, including but
not limited to procedures regarding referrals and obtaining pre-authori-
zation and a treatment plan approved by the organization.
  (f) If a new enrollee whose health care provider is not  a  member  of
the  health  maintenance  organization`s provider network enrolls in the
health maintenance  organization,  the  organization  shall  permit  the
enrollee  to continue an ongoing course of treatment with the enrollee`s
current health care provider during a transitional period of up to sixty
days from the effective date of enrollment, if (i) the  enrollee  has  a
life-threatening  disease  or  condition or a degenerative and disabling
disease or condition or (ii) the enrollee has entered the second trimes-
ter of pregnancy at the effective date of enrollment, in which case  the
transitional  period  shall  include  the  provision of post-partum care
directly related to the delivery. If an enrollee elects to  continue  to
receive  care from such health care provider pursuant to this paragraph,
such care shall be authorized by the health maintenance organization for
the transitional period only if the health care provider agrees  (A)  to
accept  reimbursement  from the health maintenance organization at rates
established by the health maintenance organization as payment  in  full,
which  rates shall be no more than the level of reimbursement applicable
to  similar  providers  within  the  health  maintenance  organization`s
network  for  such services; (B) to adhere to the organization`s quality
assurance requirements and agrees to provide to the organization  neces-
sary  medical  information  related  to  such care; and (C) to otherwise
adhere to the organization`s policies and procedures including, but  not
limited  to  procedures regarding referrals and obtaining pre-authoriza-
tion and a treatment plan approved by  the  organization.  In  no  event
shall this paragraph be construed to require a health maintenance organ-
ization  to  provide  coverage  for benefits not otherwise covered or to
diminish or impair pre-existing condition limitations  contained  within
the subscriber`s contract.

  *  S  4403-a. Special purpose certificate of authority. 1. The commis-
sioner may issue a special purpose certificate of authority to a provid-
er, applying on forms prescribed by the commissioner, seeking to offer a
comprehensive health services plan on a prepaid contractual basis either
directly, or through an arrangement, agreement or  plan  or  combination
thereof  to  an  enrolled population, which is substantially composed of
persons eligible to receive benefits under  title  XIX  of  the  federal
social security act or other public programs.
  2.  A  not-for-profit  corporation  established  to operate a hospital
pursuant to article twenty-eight of this chapter, a  government  agency,
an entity or a group of entities seeking to provide comprehensive health
services  pursuant  to  the  provisions  of this section may apply for a
special purpose certificate of  authority;  provided,  however,  that  a
shared  health facility, as defined by article forty-seven of the public
health law, shall not be eligible for such a certificate.
  3. The commissioner shall not issue a special purpose  certificate  of
authority  unless  the  applicant has demonstrated to the commissioner`s
satisfaction that the requirements of this article and  any  regulations
promulgated  pursuant thereto have been met and will continue to be met,
provided, however, that the commissioner may waive one or more  of  such
requirements, or portions thereof, pertaining to financial risk, employ-
er  requirements  and  subscriber  contracts  if he determines that such
waiver will serve to promote the efficient  provision  of  comprehensive
health  services  and that the proposed plan will provide an appropriate
and cost-effective alternative method for the delivery of such  services
in a manner which will meet the needs of the population to be served.
  4.  (a) No contract for the provision of comprehensive health services
pursuant to this section  shall  be  entered  into  by  a  local  social
services  district  unless the commissioner certifies that all pertinent
requirements with respect to financial arrangements, rates,  and  stand-
ards  relating  to  arrangements  for  and  the delivery of patient care
services have been satisfied and that the contract and related  arrange-
ments  will ensure access to and the delivery of high quality, appropri-
ate medical services including an assurance that recipients`  access  to
preventive health services is not diminished.
  (b)  No contract for the provision of comprehensive health services to
persons eligible for medical assistance under title  eleven  of  article
five  of  the  social  services  law  shall  be entered into without the
approval of the commissioner of  social  services  pursuant  to  section
three  hundred  sixty-five-a  of  the  social services law and the state
director of the budget. The commissioner of social  services  shall  not
approve such a contract unless the contract:
  (i)   provides   that  enrollment  shall  be  voluntary  and  contains
provisions to ensure that persons eligible for medical  assistance  will
be  provided  sufficient  information  regarding  the  plan  to  make an
informed and voluntary choice whether to enroll or, in  the  event  that
enrollment  in  the  entity  is pursuant to section three hundred sixty-
four-j of the social services law, provides that enrollment in the enti-
ty is governed by that section;
  (ii) provides adequate safeguards  to  protect  persons  eligible  for
medical  assistance from being misled concerning the plan and from being
coerced into enrolling in the plan or, in the event that  enrollment  in
the  entity is undertaken pursuant to section three hundred sixty-four-j
of the social services law, provides that enrollment in  the  entity  is
governed by that section;
  (iii) establishes adequate opportunities for public review and comment
prior to implementation of the plan;
  (iv)  provides adequate grievance procedures for recipients who enroll
in the plan; and
  (v) establishes quality assurance mechanisms.
  5.  A  special  purpose certificate of authority shall be issued to an
approved provider of comprehensive health services for a maximum  effec-
tive  period  of twenty-four months subject to the applicable provisions
of section forty-four hundred four of this  article  and  provided  that
federal  financial  participation  is available for expenditures made on
behalf of recipients of medical assistance. The commissioner upon appli-
cation, after consultation with the commissioner of social services, may
issue a certificate for an additional period of up to twenty-four months
if satisfied that the plan has and will continue to  demonstrate  satis-
factory  performance  and  compliance  with all requirements imposed for
initial certification.  If  the  plan  provides  comprehensive  services
pursuant  to  a  contract  solely  to  individuals  eligible for medical
assistance under title eleven of article five  of  the  social  services
law,  the  certificate  shall  expire  when  (a)  the medical assistance
contract is revoked or expires and is not extended  or  renewed  or  (b)
federal approval of the medical assistance contract is withdrawn.
  6. All individuals eligible for medical assistance enrolling voluntar-
ily  in a comprehensive health services plan offered by an entity with a
special purpose certificate of authority will be given thirty days  from
the effective date of enrollment in the plan to disenroll without cause.
After  this thirty day disenrollment period, all individuals participat-
ing in the plan will be enrolled for a period of six months, except that
all participants will be permitted  to  disenroll  for  good  cause,  as
defined by the commissioner of social services in regulation.
  7.  Notwithstanding  any  inconsistent  provision of this section, the
commissioner shall  issue  special  purpose  certificates  of  authority
pursuant  to  this  section to no more than eighteen entities other than
those entities initially authorized by chapter seven hundred fifteen  of
the  laws of nineteen hundred eighty-two and by a chapter of the laws of
nineteen hundred  eighty-four  authorizing  the  Monroe  county  medicap
demonstration project.
  * NB Expires 00/07/01

  *  S  4403-b.  Development of comprehensive health services plans. The
commissioner is authorized, after consultation with the commissioner  of
social  services,  and  subject  to  the approval of the director of the
budget, to make grants to diagnostic and treatment centers  and  general
hospitals operating pursuant to article twenty-eight of this chapter, to
aid  in  the  planning,  development and implementation of comprehensive
health services plans.  The  total  amount  expended  pursuant  to  this
section  shall  not  exceed the amount appropriated for such purposes in
any fiscal year.
  * NB Expires 00/07/01

  *  S 4403-c. Comprehensive HIV special needs plan certification. 1. No
person or group of persons may operate a comprehensive HIV special needs
plan without first obtaining a certificate of authority from the commis-
sioner. Any person may apply  for  a  comprehensive  HIV  special  needs
certificate of authority, provided, however, that a shared health facil-
ity,  as  defined  in  article forty-seven of this chapter, shall not be
eligible for such a certificate.
  2. An applicant for certification shall submit the following  informa-
tion and documentation to the satisfaction of the commissioner:
  (a)  a  copy  of  the  applicant`s  basic organizational documents and
agreements of the applicant  and  all  network  members,  including  all
contracts and agreements relating to the provision of HIV services;
  (b) a copy of any current licensure or certification maintained by the
applicant;
  (c)  a  description  of  any  experience the applicant may have had in
providing HIV services which are licensed, certified, funded or approved
by the department, including identification of any disciplinary,  admin-
istrative  or  criminal proceedings related to such services in the past
ten years, the resolution thereof, and any other  proceedings  currently
pending;
  (d) full disclosure of the financial condition of the applicant and of
members  of  the  board, officers, controlling persons, owners and part-
ners, including, but not limited to,  a  statement  of  the  applicant`s
assets, resources, accounts receivable, liabilities and proposed sources
and  uses  of  funds  and the most recent certified income statement and
balance sheet;
  (e) a demonstration of the applicant`s ability to provide or  continue
to provide quality HIV services;
  (f)  a  description  of the geographic area served and to be served by
the applicant;
  (g) a description of the applicant`s current  capacity,  and  proposed
capacity,  to  provide or arrange for the provision of comprehensive HIV
services for a defined geographic area to a defined population; and
  (h) such other information as the commissioner shall require.
  3. The commissioner shall not issue a comprehensive HIV special  needs
plan certificate of authority to an applicant therefor unless the appli-
cant demonstrates that:
  (a)  it  has defined an enrolled population to which the comprehensive
HIV special needs plan proposes  to  provide  comprehensive  HIV  health
services,  has  demonstrated  a  willingness to enroll any person who is
eligible for enrollment within its defined catchment area and has estab-
lished a mechanism by which the enrolled population may  participate  in
determining the policies of the organization;
  (b) it has defined a specific network of providers and facilities that
are capable of providing comprehensive HIV special needs services to the
enrolled population described in paragraph (a) of this subdivision;
  (c)  it has the capability of organizing, marketing, managing, promot-
ing and operating a comprehensive HIV special needs plan;
  (d) it is financially responsible and sound and  may  be  expected  to
meet  its obligations to its enrolled members.  For the purposes of this
paragraph, "financially responsible" means that the applicant is capable
of assuming full financial risk on a prospective basis for the provision
of comprehensive HIV special needs services within the geographic catch-
ment area defined by the applicant except that it may allow providers to
share financial risk under the terms of their contract, or it may obtain
insurance or make other arrangements for the cost of  providing  compre-
hensive HIV special needs health services to enrollees; any insurance or
other  arrangements  proposed to meet this requirement shall be approved
as to adequacy as a prerequisite to the issuance  of  any  comprehensive
HIV  special  needs  certificate  of  authority  by the commissioner. In
making a determination of financial soundness,  the  commissioner  shall
consider  financial  information,  contracts  and agreements required as
part of the application for a certificate of  authority  and  any  other
information  that  the  commissioner  shall  deem necessary to make that
determination.  For purposes of this section, any grants awarded  to  an
applicant  contingent  upon  its  approval  as  a HIV special needs plan
certified pursuant to this section, shall be considered  when  making  a
determination of fiscal soundness;
  (e) it has established a system which appropriately accounts for costs
and  a  uniform system of reports and audits meeting the requirements of
the commissioner;
  (f) the character, competence and standing in  the  community  of  the
proposed  incorporators,  directors,  sponsors,  or  stockholders of the
plan, and its network providers, are satisfactory to the commissioner;
  (g) it is willing and able to assure that necessary HIV services  will
be  provided  in a timely manner to assure the availability and accessi-
bility of adequate personnel and facilities;  to  assure  continuity  of
care  for  enrollees;  and  to  implement  procedures  for referrals, as
requested, to appropriate  care  for  affected  family  members  of  the
enrolled population;
  (h)  the  prepayment  mechanism of its comprehensive HIV special needs
plan, the bases upon which the providers of health care are compensated,
and the anticipated use of allied health personnel are conducive to  the
use of ambulatory care and the efficient use of hospital services;
  (i)  acceptable  procedures  have  been established for the conduct of
outreach and enrollment of persons with HIV infection including  persons
who are homeless, substance users and other vulnerable populations;
  (j)  acceptable  procedures  have  been  developed to communicate with
participants in a linguistically and culturally competent manner;
  (k) acceptable procedures have been established to monitor the quality
of care provided by the plan and to assure that all care rendered  meets
clinical standards of HIV care as established and maintained by the AIDS
Institute of the New York state department of health;
  (l)  approved  mechanisms  exist  to resolve complaints and grievances
initiated by any enrolled member; and
  (m) the requirements of this article and any  regulations  promulgated
pursuant thereto have been met and will continue to be met.
  4.  The commissioner shall not issue a comprehensive HIV special needs
certificate  of  authority  unless the applicant has demonstrated to the
commissioner`s satisfaction that the requirements of  this  article  and
any  regulations  promulgated  pursuant  thereto  have been met and will
continue to be met, provided, however, that the commissioner may  impose
alternative   requirements,  or  portions  thereof,  particularly  those
related to capitalization, if he or she determines that such alternative
requirements will serve to promote the high quality, efficient provision
of comprehensive health services or services required  by  HIV  positive
persons,  will  promote  the  development of HIV special needs plans and
that the proposed plan will provide an  appropriate  and  cost-effective
alternative  method  for the delivery of such services in a manner which
will meet the needs of the population to be served.
  5.   The commissioner shall make a  determination  on  an  application
after  receipt  of all required and requested information and documenta-
tion.
  6. The commissioner shall review and approve any current  or  proposed
contracts or agreements with current or prospective network members, and
provided  further,  that  the commissioner shall specifically review and
approve any proposed provisions in such contracts or agreements with the
prospective or existing network members which specify any  risk  sharing
arrangements.
  7.    The  commissioner may revoke, limit or annul a comprehensive HIV
special needs plan certificate  of  authority  in  accordance  with  the
provisions of section forty-four hundred four of this article.
  8.  A comprehensive HIV special needs plan, certified pursuant to this
section, shall be responsible for providing or arranging for all medical
assistance  services defined under section three hundred sixty-five-a of
the social services law, including delivery of a  comprehensive  benefit
package,  which  shall  include early and periodic screening; adolescent
health; diagnosis and treatment and child/teen health screenings; refer-
rals for necessary services; linkages to HIV counseling and testing; and
HIV prevention and education activities.   A comprehensive  HIV  special
needs  plan provider shall be responsible for assisting enrollees in the
prudent selection of such services including but not limited to:
  (a) referral, coordination, monitoring and follow-up  with  regard  to
other  medical  services  providers,  as  appropriate  for diagnosis and
treatment, or direct provision of all medical assistance services;
  (b) methods  of  assuring  enrollees`  access  to  specialty  services
outside the comprehensive HIV special needs plan`s network or panel when
the  plan  does  not  have  a provider with the appropriate training and
experience in its network to meet the particular health  care  needs  of
the participant;
  (c) the establishment of appropriate utilization and referral require-
ments  for  physicians, hospitals, and other medical services providers,
including emergency room visits and inpatient admissions;
  (d) the creation of mechanisms to  ensure  the  participation  of  HIV
centers of excellence and community-based HIV care providers;
  (e)  implementation of procedures for managing the care of all partic-
ipants, including the use of facility and community-based case  managers
with  expertise in the care needs of persons with HIV infection, and the
designation of a specialist as a primary care practitioner;
  (f) development of appropriate methods of managing the HIV care  needs
of  homeless,  substance users and other vulnerable populations, who are
enrolled in the comprehensive HIV special needs plan, to assure that all
necessary services are made available in a timely manner, in  accordance
with prevailing standards of professional medical practice, and that all
appropriate referrals and follow-up treatments are provided;
  (g) provision of all early periodic screening, diagnosis and treatment
services,  as  well  as periodic screening and referral, to each partic-
ipant under the age of twenty-one, at regular intervals and as medically
appropriate;
  (h) direct provision of or arrangement for the provision of comprehen-
sive prenatal care services to all pregnant participants  including  all
services  enumerated  in  subdivision one of section twenty-five hundred
twenty-two of this chapter in accordance with standards adopted  by  the
department of health pursuant to such section and with statute and regu-
lations governing HIV testing of pregnant women and newborns;
  (i)  implementation  of  procedures  for written agreements, which may
include contractual  agreements,  with  community-based  social  service
providers  to  ensure access to the full continuum of services needed by
HIV infected persons; and
  (j) permit the use of standing referrals to  specialists  and  subspe-
cialists  for participants who require the care of such practitioners on
a regular basis.
  9.  Notwithstanding any other provision of law,  a  comprehensive  HIV
special  needs  plan  certified  pursuant  to  this  section shall limit
enrollment to HIV positive persons but may enroll related children up to
the age of nineteen regardless of their HIV status.
  10.   Enrollment and disenrollment.  (a) Enrollment in a comprehensive
HIV special needs plan shall  be  voluntary  and  persons  eligible  for
enrollment  in  such  plans  shall be afforded the opportunity to choose
among such plans, to the extent available  in  the  locality  where  the
person currently resides; provided however that enrollment may be  auto-
matic  after  federal  approval  of a waiver or waivers or other federal
action required to institute automatic enrollment, pursuant to  applica-
ble  provisions  of  the  federal  social security act, and that persons
automatically enrolled in a comprehensive HIV special needs  plan  shall
have the opportunity to withdraw from such plan in accordance with para-
graph  (g)  of  subdivision four, paragragh (b) of subdivision three and
subdivision twelve of section three hundred sixty-four-j of  the  social
services law.  The department shall ensure to the maximum extent practi-
cable  that  individuals are provided with a choice of comprehensive HIV
special needs plans.
  (b) The commissioner shall promulgate regulations establishing  crite-
ria which relate to enrollment and disenrollment of enrollees in compre-
hensive  HIV  special needs plans. Comprehensive HIV special needs plans
shall not request disenrollment of an enrollee based on  any  diagnosis,
condition, or perceived diagnosis or condition, or an enrollee`s efforts
to exercise his or her rights under a grievance process.
  (c)  Prior  to  enrollment  in  a comprehensive HIV special needs plan
individuals are to be provided with a full written  explanation  of  all
fee-for-service  and other options and given a reasonable opportunity to
choose between the comprehensive HIV special needs plan  and  the  other
options.  In addition, enrollees shall be provided notice of their right
to  disenroll from the plan, except as otherwise provided in this subdi-
vision.
  (d)  If an enrollee requests to change a provider or disenroll from  a
comprehensive  HIV  special needs plan pursuant to this subdivision, the
social services district and the plan shall implement such change  in  a
timely  manner  in  accordance with standards established by the commis-
sioner. When an enrollee changes comprehensive HIV  special  needs  plan
providers  the plan must effectuate the timely transfer of all necessary
medical records.
  (e) Plans shall ensure that any new enrollee whose health care provid-
er is not a member of the plan`s provider network, who  enrolls  in  the
plan,  can  continue  with  an  ongoing  course  of  treatment  with the
enrollee`s current health care provider during a transitional period  of
up  to sixty days from the effective date of enrollment.  If an enrollee
elects to continue to receive care from such health care provider pursu-
ant to this paragraph, such care shall be authorized by  the  comprehen-
sive  HIV  special  needs  plan  for the transitional period only if the
health care provider  agrees:  (1)  to  accept  reimbursement  from  the
comprehensive HIV special needs plan at rates established by the plan as
payment  in  full,  which  rates  shall  be  no  more  than the level of
reimbursement applicable to similar providers within the plan`s  network
for  such  services;  (2)  to  adhere  to  the  plan`s quality assurance
requirements and agrees to provide to the  plan  any  necessary  medical
information  related  to  such  care; and (3) to otherwise adhere to the
plan`s policies and procedures including, but not limited to  procedures
regarding referrals and obtaining pre-authorization and a treatment plan
approved by the comprehensive HIV special needs plan.  In no event shall
this paragraph be construed to require a comprehensive HIV special needs
plan to provide coverage for benefits not otherwise covered;
  (f)  Comprehensive HIV special needs plans shall ensure that for those
enrollees whose  health  care  provider  leaves  the  comprehensive  HIV
special needs plan`s network of providers, the enrollee shall be permit-
ted  to continue an ongoing course of treatment with such current health
care provider during a transitional period of up to ninety days from the
date of notice to the enrollee of the provider`s disaffiliation from the
plan`s  network.  If an enrollee elects to continue to receive care from
such health care provider pursuant to this paragraph, such care shall be
authorized by the comprehensive HIV special needs plan for  the  transi-
tional  period  only  if  the health care provider agrees: (1) to accept
reimbursement from the comprehensive HIV special  needs  plan  at  rates
established by the plan as payment in full, which rates shall be no more
than  the  level of reimbursement applicable to similar providers within
the plan`s network for such services; (2) to  adhere  to  the  organiza-
tion`s  quality assurance requirements and agrees to provide to the plan
any necessary medical information related  to  such  care;  and  (3)  to
otherwise  adhere  to  the plan`s policies and procedures including, but
not limited to procedures regarding referrals and obtaining pre-authori-
zation and a treatment plan approved by the  comprehensive  HIV  special
needs  plan.  In no event shall this paragraph be construed to require a
comprehensive HIV special needs plan to provide  coverage  for  benefits
not otherwise covered;
  11.    The  commissioner  shall  develop and certify capitated payment
rates for comprehensive HIV special needs plans, subject to the approval
of the director of the division of the budget. In developing  capitation
rates  the  commissioner  shall be authorized to consider, at a minimum,
the age, eligibility category, historic cost and utilization of  covered
enrollees and covered services, anticipated costs of emerging HIV treat-
ment  modalities  and  the  expected  impact of delivering services in a
managed care environment.
  12.  Plans certified under this section must submit financial  reports
in a manner and frequency established by the commissioner.
  13.    The  department shall establish a stop-loss reinsurance program
for comprehensive HIV special needs plans.    The stop-loss  reinsurance
program shall be designed in a manner which promotes the development and
ongoing  financial viability of the comprehensive HIV special needs plan
by providing reasonable protection for catastrophic  cases  and  adverse
selection.
  14.  Quality  assurance.  (a)  The department shall be responsible for
establishing a comprehensive quality assurance program for comprehensive
HIV special needs plans. This quality assurance  program  shall  reflect
clinical  standards  of  HIV care established and maintained by the AIDS
Institute in the department.  The department shall monitor the  perform-
ance, quality and utilization of such plans on at least an annual basis.
Such  plans must describe and document the existence of a formal, organ-
ized quality assurance program with the capacity  to  identify,  address
and follow-up on issues which concern the care and services delivered to
enrollees.  Such  reviews  are  to  include,  but not be limited to, the
following:
  (1) compliance with performance and  outcome-based  quality  standards
promulgated by the department;
  (2)  appropriateness,  accessibility,  timeliness, and quality of care
delivered by such providers;
  (3) referrals, coordination, monitoring and follow-up with  regard  to
other medical service providers;
  (4) methods of ensuring enrollees access to specialty services outside
the  plan`s network or panel when the plan does not have a provider with
the appropriate training and experience in the network or panel to  meet
the particular HIV care needs of the participant;
  (5)  delivery  of a comprehensive benefit package, including early and
periodic screening; adolescent health;    diagnosis  and  treatment  and
child/teen  health  screenings;  referrals  for  necessary services, and
linkages to HIV counseling and testing;  HIV  prevention  and  education
activities;
  (6)  mechanisms  for  the provision of all information to enrollees in
clear and coherent terms that are commonly  used  in  a  culturally  and
linguistically appropriate and understandable manner;
  (7)  existence  of  a management information system to support quality
assurance activities, which system shall provide for the collection  and
utilization of data including but not limited to enrollment, complaints,
encounters and specific performance indicators; and
  (b)  the  commissioner  shall  have access to patient specific medical
information and enrollee  medical  records,  including  encounter  data,
maintained by a comprehensive HIV special needs plan for the purposes of
quality assurance and oversight.
  (c) The department shall be responsible for establishing and maintain-
ing  a  uniform  system  of  reports relating to the quality of care and
services furnished by comprehensive HIV special needs plans.
  15.  The commissioner may revoke, limit or annul a  comprehensive  HIV
special needs certificate of authority in accordance with the provisions
of section forty-four hundred four of this article.
  16.  Confidentiality.  Except as provided in paragraph (c) of subdivi-
sion  fourteen of this section, any enrollee information maintained by a
comprehensive HIV special needs  plan  shall  be  kept  confidential  in
accordance  with  section forty-four hundred eight-a of this article and
where applicable section 33.13 of the mental hygiene law and  any  other
applicable state or federal law.
  17.    Utilization  review.  A  comprehensive  HIV  special needs plan
authorized under this section is required to meet requirements set forth
in article forty-nine of this chapter.
  18.   Disclosure.   Each enrollee and prospective  enrollee  prior  to
enrollment  in  a comprehensive HIV special needs plan shall be provided
with written disclosure information related to enrollee benefits, rights
and obligations pursuant to section forty-four  hundred  eight  of  this
article.
  19. Grievance procedure. Comprehensive HIV special needs plans author-
ized  under  this section shall be required to meet grievance procedures
requirements pursuant to section  forty-four  hundred  eight-a  of  this
article.
  20.    Prohibitions. A comprehensive HIV special needs plan authorized
under this section shall be required to meet the requirements set  forth
in section forty-four hundred six-c of this article.
  21.  The  commissioner is authorized,   subject to the approval of the
director of the division of the budget, and within amounts appropriated,
to make grants to those entities  seeking  certification  to  operate  a
comprehensive  HIV  special  needs plan to aid in the development of the
systems, organizational structures and networks necessary to  operate  a
managed care program.  The commissioner is authorized to  develop crite-
ria for distribution of the grants.  The grants may also be used to meet
the capitalization standards and the reserve and escrow deposit require-
ments established for comprehensive HIV special needs plans.
  22.    Comprehensive HIV special needs plans shall function distinctly
from other comprehensive or non-comprehensive health plans  operated  by
the  same organization, corporation, persons, county or municipality and
shall be clearly distinguished from  any  other  functions  through  the
maintenance of separate records, reports and accounts for the comprehen-
sive HIV special needs plan function.
  23.    The  commissioner  shall  establish  reserve and escrow deposit
requirements for HIV special needs plans.
  24.  Nothing in this section shall be  construed  to  require  that  a
health maintenance organization, certified pursuant to the provisions of
this  article,  apply for a comprehensive HIV special needs plan certif-
icate of authority pursuant to this section; provided, however,  that  a
health maintenance organization, certified pursuant to the provisions of
this  article,  which  proposes  to  operate a comprehensive HIV special
needs plan shall be required to comply with all the provisions  of  this
section.
  * NB Repealed 00/07/01

  *  S  4403-d.   Mental health special needs plans.  1.  Certification.
(a) No person, group of persons, county or counties may operate a mental
health special needs plan  without  first  obtaining  a  certificate  of
authority from the commissioner, issued jointly with the commissioner of
mental health.
  (b)   In order to receive such certificate, a  person, persons, county
or counties, hereinafter designated as the applicant, intending to oper-
ate a mental health special needs plan shall  file  an  application  for
such certificate on such forms as the commissioners shall prescribe, and
shall provide to the satisfaction of the commissioners the following:
  (1)  a  copy of each of the applicant`s basic organizational documents
and agreements of the applicant and all network members,  including  all
contracts  and agreements relating to the provision of mental health and
related support services;
  (2) a copy of any current licensure or certification maintained by the
applicant;
  (3) a description of any experience the applicant may have in  provid-
ing  mental  health  or related programs or services which are licensed,
certified, funded or approved by the department of health or  office  of
mental health, including identification of any disciplinary, administra-
tive  or  criminal  proceedings related to such services in the past ten
years, the resolution thereof, and any other proceedings currently pend-
ing;
  (4) full disclosure of the financial condition of the applicant and of
members of the board, officers, controlling persons,  owners  and  part-
ners,  including,  but  not  limited  to, a statement of the applicant`s
assets, resources, accounts receivable, liabilities and proposed sources
and uses of funds, and the most recent certified  income  statement  and
balance sheet;
  (5)  a  demonstration  of  the  applicant`s  ability to provide, or to
continue to provide, quality services;
  (6) the geographic area served and to be served by the applicant;
  (7) the applicant`s current capacity and proposed capacity to  provide
or  arrange  for  the  provision  of  mental  health and related support
services for a defined geographic area to a defined population;
  (8) assurances that the  applicant  will  use  involuntary  treatment,
treatment  over  objection and safety interventions, including restraint
and seclusion, only when and to the extent  clinically  necessary    and
appropriate in accordance with applicable law and regulations;
  (9)  assurances that the applicant will implement procedures to commu-
nicate appropriately with non-English speaking enrollees or  prospective
enrollees  in  accordance  with  subdivision  (i) of section 7.09 of the
mental hygiene law;
  (10) assurances that the applicant will make every effort  to  improve
and  expand access to and coordination of services within the geographic
area to be served by applicant; and
  (11) such other information as the commissioner and  the  commissioner
of mental health shall require.
  (c) The commissioners shall not issue a certificate of authority to an
applicant  unless  the applicant has demonstrated to the satisfaction of
the commissioners that:
  (1) it has defined an enrolled  population  of  persons  with  serious
mental illness, children and adolescents with serious emotional disturb-
ances  or both populations to which the mental health special needs plan
proposes to provide mental health services, it has demonstrated a  will-
ingness  to  enroll any person who is eligible for enrollment within its
defined catchment area, and it has established a mechanism by which  the
enrolled  population  and  their families may participate in determining
the policies of the organization;
  (2) it has defined a specific network of providers and facilities that
are  capable  of providing mental health and related support services to
the enrolled population described in subparagraph one of this paragraph;
  (3) it has the capability of organizing, marketing, managing,  promot-
ing and operating a mental health special needs plan;
  (4) it is financially responsible and sound as provided in subdivision
eleven of this section;
  (5)  it  has  satisfactory  character,  competence and standing in the
community of the proposed incorporators, directors, sponsors and  stock-
holders of the applicant and its network providers;
  (6)  it  is  willing  and  able to assure that necessary mental health
services will be provided in a timely manner, to assure the availability
and accessibility of  adequate  personnel  and  facilities,  to  enhance
continuity  of care for enrollees and to implement procedures for refer-
rals, as requested, to  appropriate  care  for  family  members  of  the
enrolled population;
  (7)  it  has  acceptable  procedures  established  for  the conduct of
outreach and enrollment of persons with serious mental illness  and,  as
appropriate,  children  and  adolescents with serious emotional disturb-
ances, including persons who are homeless, mentally ill chemical abusers
and other vulnerable populations;
  (8) it has acceptable procedures to facilitate discharges from  hospi-
tals, as defined in section 1.03 of the mental hygiene law, to appropri-
ate settings;
  (9) it has established a system which appropriately accounts for costs
and  a  uniform system of reports and audits meeting the requirements of
the commissioners; and
  (10) it has met and will continue to meet  the  requirements  of  this
section and any regulations promulgated pursuant thereto.
  (d)  Notwithstanding  any  other  requirements of this article, or any
regulations promulgated pursuant thereto, or any portions  thereof,  the
commissioners,  may  impose  alternative  requirements if they determine
that such alternative requirements will serve to promote  the  efficient
provision  of  mental  health  services, will promote the development of
mental health special needs plans, and that the proposed  mental  health
special needs plan will provide an appropriate cost-effective method for
the  delivery  of such services in a manner which will meet the needs of
the population to be served.
  (e) The commissioner and the commissioner  of  mental  health  jointly
shall  make  a  determination  on  an  application  after receipt of all
required and requested information and documentation.
  (f) The commissioner and the commissioner  of  mental  health  jointly
shall  review  and  approve  current or proposed contracts or agreements
with current or prospective network members, and, provided further, that
the commissioners shall specifically review and approve  any  provisions
in  such  proposed  contracts or agreements with prospective or existing
network members which specify any risk-sharing arrangements.
  (g) The commissioner and the commissioner of mental health jointly may
revoke, limit or annul a mental health special needs plan certificate of
authority in  accordance  with  the  provisions  of  section  forty-four
hundred  four  of this article.  Notwithstanding any provision of law to
the contrary,  any action taken pursuant to section  forty-four  hundred
four  of this article or section twelve of this chapter shall be author-
ized to be taken jointly by the commissioner  and  the  commissioner  of
mental health.
  (h)  Notwithstanding  subdivision  eight of section forty-four hundred
one of this article or any other provision of this article, the  commis-
sioner  and  the commissioner of mental health are authorized to develop
mental health special needs plans or  other  models  to  provide  mental
health  services  to  children  and  adolescents  with serious emotional
disturbances and to certify, license or approve such plans or models  in
accordance  with  this article or other applicable provisions of law, no
earlier than eighteen months after the effective date of this section.
  2. Role of counties.   (a) The commissioner and  the  commissioner  of
mental  health shall prepare a request for proposals for applications to
establish a mental health special needs plan, in cooperation with repre-
sentatives of county social services departments and local  governmental
units, as defined in section 41.03 of the mental hygiene law.
  (b)  A  county  or  group  of  counties  may  respond to a request for
proposals and apply to establish a mental health special needs  plan  in
accordance  with  subdivision one of this section.  If a county or coun-
ties elect to do so, the commissioners, notwithstanding paragraph (a) of
this subdivision, shall prepare a request for proposals for applications
to establish a mental health special needs plan in the  geographic  area
to be served by the county plan to ensure, to the maximum extent practi-
cable,  that  potential  enrollees  in such area are offered a choice of
plans.  The commissioners shall review all applications  for  such  area
and,  as  appropriate,  issue  a  certificate  of authority to qualified
applicants as provided in subdivision one  of  this  section;  provided,
however,  that,  in the event that automatic enrollment is authorized in
the state, as provided in paragraph (a) of  subdivision  three  of  this
section, the commissioners shall not issue a certificate of authority to
a  county  or  counties unless: (i) enrollment in a county operated plan
continues to be on a voluntary basis, or (ii) enrollees  are  offered  a
choice  of  at least one mental health special needs plan other than the
county plan.  A county or counties which has been  issued  such  certif-
icate,  shall  enter  into  a  contract  with  the commissioners for the
provision of mental health and related support services.
  (c) A county or counties, which do not intend to submit such  applica-
tion,  may  request  in cooperation with representatives of local social
services districts and local governmental units the addition of terms to
the request for proposals, including the priority  populations  and  the
geographic areas to be served.  Applications shall be reviewed initially
by  the  local  governmental unit or units and the appropriate community
services board or boards, as defined in  section  41.03  of  the  mental
hygiene  law,  of the county or counties in which the applicant proposes
to operate.  Such review may include prioritizing applications according
to a rating process approved by the commissioners.   Upon completion  of
such  review,  the  appropriate  local  governmental unit or units shall
recommend applicants to the commissioners for approval to establish  one
or  more  mental  health  special needs plans.   The commissioners shall
review such recommendations to  ensure  that  the  applicant  meets  the
requirements of this section and, as appropriate, issue a certificate of
authority  as  provided  in  subdivision  one  of this section.   At the
request of a county or counties, the commissioners, on the behalf of the
county or counties, shall review all  applications  for  the  geographic
area  to be served and, as appropriate, issue a certificate of authority
to a qualified applicant as provided in subdivision one of this section.
  (d) An applicant, excepting  a  county  or  counties  which  has  been
awarded  such certificate of authority, shall enter into a contract with
one or more counties, with the approval of the appropriate local govern-
mental unit or units, for the provision of  mental  health  and  related
support  services.    The commissioner and commissioner of mental health
shall develop a model contract to be used by counties.    The  terms  of
such  contract may be modified by the county or counties, subject to the
approval of the commissioners.
  3.    Enrollment and disenrollment.  (a) Enrollment in a mental health
special needs plan shall be voluntary and persons eligible  for  enroll-
ment in such plan shall be afforded the opportunity to choose among such
plans, to the extent available in the locality where the person current-
ly  resides;  provided  however  that  enrollment may be automatic after
federal approval of a waiver or waivers or other federal action required
to  institute  automatic  enrollment  and  that  persons   automatically
enrolled  in  a mental health special needs plan shall have the opportu-
nity to withdraw from such plan in  accordance  with  paragraph  (g)  of
subdivision  four,  paragraph  (b)  of subdivision three and subdivision
twelve of section three hundred sixty-four-j of the social services law.
The department and the office of mental  health  shall  ensure,  to  the
maximum  extent practicable, that individuals are provided with a choice
of mental health special needs plans.
  (b) The commissioner and  the  commissioner  of  mental  health  shall
promulgate  standards  establishing  criteria relating to enrollment and
disenrollment into mental health special needs plans consistent with any
applicable laws.
  (c)  Prior to enrollment in a mental health special  needs  plan,  all
persons determined eligible for enrollment shall be provided with a full
written  explanation of all fee-for-service and other options.  In addi-
tion, enrollees shall be provided, at least annually,  notice  of  their
right to disenroll from the plan, if applicable.
  (d)  Plans  shall  ensure  that  any new enrollee, whose mental health
provider is not a member of the plan`s provider network, who enrolls  in
the  plan,  can  continue  with  an ongoing course of treatment with the
enrollee`s current mental health provider during a  transitional  period
of up to sixty days from the effective date of enrollment.  If an enrol-
lee  elects  to  continue to receive care from such provider pursuant to
this paragraph, such care shall  be  authorized  by  the  mental  health
special  needs  plan  only  if  such  provider  agrees:  (i)  to  accept
reimbursement from the mental health special needs plan at rates  estab-
lished  by  such  plan  as payment in full, which rates shall be no more
than the level of reimbursement applicable to similar  providers  within
the plan`s network for such services; (ii) to adhere to the plan`s qual-
ity assurance requirements and to provide to the plan necessary informa-
tion  related  to such care; and (iii) to otherwise adhere to the mental
health special needs plan`s policies and procedures including,  but  not
limited  to  procedures regarding referrals and obtaining pre-authoriza-
tion and a treatment plan approved by the mental  health  special  needs
plan.  In no event shall this paragraph be construed to require a mental
health special needs plan to provide coverage for benefits not otherwise
covered.
  (e)  Plans  shall ensure that, for those enrollees whose mental health
provider leaves the plan`s network of providers, the enrollee  shall  be
permitted  to  continue  an  ongoing course of treatment with his or her
current mental health provider during a transitional  period  of  up  to
ninety  days  from  the date of notice to the enrollee of the provider`s
disaffiliation from the plan`s network. If an enrollee elects to contin-
ue to receive care from such mental health  provider  pursuant  to  this
paragraph,  such  care  shall be authorized by the mental health special
needs plan for the transitional period only if the  mental  health  care
provider  agrees:  (i)  to  accept  reimbursement from the mental health
special needs plan at rates established by such plan as payment in full,
which rates shall be no more than the level of reimbursement  applicable
to  similar  providers  within  the  mental  health special needs plan`s
network for such services; (ii) to adhere to the mental  health  special
needs  plan`s  quality assurance requirements and to provide to the plan
necessary  information  related  to  such  care;  and (iii) to otherwise
adhere to the mental health special needs plan`s policies and procedures
including, but not limited to procedures regarding referrals and obtain-
ing pre-authorization and a treatment plan approved by the mental health
special needs plan.  In no event shall this paragraph  be  construed  to
require a mental health special needs plan to provide coverage for bene-
fits not otherwise covered;
  (f)  If  an  enrollee requests to change a mental health special needs
plan or disenroll from a mental health special needs  plan  pursuant  to
this  subdivision,  the  social services districts and the mental health
special needs plans shall implement such change in a  timely  manner  in
accordance  with  standards  established by the commissioners.   When an
enrollee changes mental health special needs plans, the plan must effec-
tuate the timely transfer of all necessary medical records.
  4.  Benefit package.  (a) A mental health special needs plan shall  be
responsible  for  providing  or  arranging for the delivery of a benefit
package offering a full range  of  mental  health  and  related  support
services  and  assisting  enrollees  in  the  prudent  selection of such
services, which shall include, but not be limited to:
  (1) case management services;
  (2) emergency and crisis services;
  (3) inpatient services;
  (4) outpatient services, which are licensed by the  office  of  mental
health, or services of licensed professionals;
  (5)  medication therapy, utilizing drugs maintained in a special needs
drug formulary to be approved by the department, provided  however,  the
inclusion  of drugs on such formulary shall not be interpreted to affect
other laws or regulations governing payment for drugs for  other  health
services provided to recipients of medical assistance;
  (6)  laboratory  services,  as may be necessary or appropriate for the
diagnosis and treatment of mental disorders including tests for monitor-
ing medication blood levels, and blood and  urine  tests  for  substance
use;
  (7)  diagnostic  services  as may be necessary and appropriate for the
diagnosis and treatment of mental disorders;
  (8) alternative clinically appropriate services, specifically  identi-
fied  in  the enrollee`s plan of services including, but not limited to,
peer support, self-help, clubhouse, other psychiatric hospital diversion
programs, and other support services or rehabilitation  services,  other
than rehabilitation services provided in residential facilities licensed
by the office of mental health;
  (9)  referral  for  medical  services  necessary  to  attain the goals
specifically identified in the enrollee`s plan of services;
  (10) referral to and coordination with  the  applicable  local  social
services  districts  or  basic  health  plans  with regard to such other
medical assistance or other services as the enrollee may require; and
  (11) development of appropriate methods of managing the mental  health
needs  of  homeless  persons,  mentally  ill  chemical abusers and other
vulnerable populations, who may be enrolled in a mental  health  special
needs  plan,  to  provide all necessary services are made available in a
timely manner, in accordance with prevailing standards  of  professional
medical  practice,  and provide or arrange for all appropriate referrals
and follow-up treatments.
  (b) A mental health special needs plan shall provide or arrange for an
individualized plan of services for each enrollee.  Such plan  shall  be
developed  and  implemented  under  the supervision of a physician. Each
enrollee shall have a mental health care coordinator who is a physician,
other licensed professional or member of another  class  of  individuals
approved  by the commissioner of mental health, and who shall be respon-
sible for coordinating the enrollee`s plan of services.    The  enrollee
shall  be  provided,  to  the extent practicable, with an opportunity to
choose such mental health care coordinator.  The enrollee shall  partic-
ipate  in  the  development  of  his  or  her individual plan of service
consistent with the provisions of paragraph eleven of subdivision (a) of
section 33.02 of the mental hygiene law.   Such participation  shall  be
documented  in  the  enrollee`s case record and, as appropriate, reasons
for nonparticipation shall be documented in the enrollee`s case record.
  5. Quality assurance.   (a) The  office  of  mental  health  shall  be
responsible  for  establishing and maintaining, in consultation with the
department, a comprehensive quality assurance program for mental  health
special  needs  plans.     The office of mental health shall monitor the
performance, quality and utilization of such plans on at least an annual
basis.  Such plans must describe and document the existence of a formal,
organized quality assurance  program  with  the  capacity  to  identify,
address  and  follow-up  on  issues  which concern the care and services
delivered to enrollees.  The office of mental health shall consult  with
the department in establishing standards pursuant to this section.  Such
standards shall include, but not be limited to, the following:
  (1)  performance and outcome-based quality measures which include, but
are not limited to, recovery and independent functioning;
  (2) mechanisms  for  appropriateness,  accessibility,  timeliness  and
quality of care;
  (3)  assessing  protocols between the managed care provider and mental
health special needs plan to assure coordination of  health  and  mental
health services delivered to enrollees;
  (4)  referral,  coordination,  monitoring and follow-up with regard to
other mental health and medical services providers, as appropriate,  for
diagnosis  and  treatment,  or  direct provision of all necessary mental
health and related support services;
  (5) methods  of  ensuring  enrollees`  access  to  specialty  services
outside  the  plan`s network when the plan does not have a provider with
the appropriate training and experience  in  its  network  to  meet  the
particular mental health or health care needs of the enrollee;
  (6)  a  management  information  system  to  support quality assurance
activities, which shall provide for collection and utilization of  data,
including,  but  not limited to, enrollments, complaints, encounters and
specific performance indicators; and
  (7) mechanisms for provision of information to enrollees in clear  and
coherent terms that are commonly used in a culturally and linguistically
appropriate and understandable manner.
  (b)  The  department,  with the approval of the commissioner of mental
health, shall be responsible for establishing and maintaining a  uniform
system of reports relating to the quality of care and services furnished
by mental health special needs plans.
  (c)  The commissioner and the commissioner of mental health shall have
access to patient specific  medical  information  and  enrollee  medical
records, including encounter data, maintained by a mental health special
needs  plan for the purposes of quality assurance and oversight. For the
purposes of this paragraph, the term "commissioner" as used in  subdivi-
sion  four  of  section  forty-four  hundred  ten of this article, shall
include the commissioner of mental health. The  provisions  of  sections
thirty-one  hundred  one,  forty-five  hundred  four, forty-five hundred
seven and forty-five hundred eight of the civil practice law  and  rules
and  section 33.13 of the mental hygiene law shall not bar disclosure to
the commissioner or the commissioner of mental health for such purposes.
  6.  Utilization review.  A mental health special needs plan authorized
under  this  section is required to meet the utilization review require-
ments set forth in article forty-nine of this chapter.
  7.  Disclosure.    Each enrollee and  prospective  enrollee  prior  to
enrollment  in a mental health special needs plan shall be provided with
written disclosure of information related to enrollee  benefits,  rights
and  obligations  pursuant  to  section forty-four hundred eight of this
article.
  8. Grievance procedure.  A mental health special needs plan authorized
under this section shall be required to meet requirements set  forth  in
section forty-four hundred eight-a of this article.
  9.  Prohibitions.  A mental health special needs plan authorized under
this section shall be required to meet requirements set forth in section
forty-four hundred six-c of this article.
  10.  Confidentiality.  Except as provided in paragraph (c) of subdivi-
sion five of this section, any enrollee information  maintained    by  a
mental  health  special needs plan and all network members shall be kept
confidential in accordance with sections 33.13 and 33.16 of  the  mental
hygiene  law,  section eighteen of this chapter and any other applicable
state or federal statutes.  For the purposes of this section and  subdi-
vision  (d)  of section 33.13 of the mental hygiene law, a mental health
special needs plan shall be considered a local services plan, as defined
in article forty-one of the mental hygiene law.
  11. Finance.   (a) The commissioner and  the  commissioner  of  mental
health  shall  not  issue  a  certificate  of authority to an applicant,
unless the applicant demonstrates that:
  (1) it is financially responsible and sound and  may  be  expected  to
meet  its  obligations to its enrolled members.  For the purpose of this
paragraph, "financially responsible" means the applicant is  capable  of
assuming full financial risk on a prospective basis for the provision of
covered  services, except that it may allow providers to share financial
risk under the terms of their contracts, or it may obtain  insurance  or
make  other arrangements for the cost of providing mental health special
needs  services  to  enrollees;  any  insurance  or  other  arrangements
proposed  to meet this requirement shall be approved as to adequacy as a
prerequisite to the issuance of any mental health special needs  certif-
icate  of  authority by the commissioners provided, however, the commis-
sioners shall consider the provisions of subparagraph two of this  para-
graph.   In   making   a   determination  of  financial  soundness,  the
commissioner shall consider financial information, contracts and  agree-
ments required as part of the application for a certificate of authority
and any other information that the commissioners shall deem necessary to
make  that  determination.    For  purposes  of this section, any grants
awarded to an applicant contingent upon its approval as a mental  health
special  needs plan certified pursuant to this section, shall be consid-
ered when making a determination of fiscal soundness.
  (2) it has established a system which appropriately accounts for costs
and a uniform system of reports and audits meeting the  requirements  of
the commissioner and the commissioner of mental health.
  (b)  Mental  health special needs plans shall function distinctly from
any other comprehensive or non-comprehensive health plan operated by the
same organization, corporation, person, county or municipality or  other
entities,  and  shall  be clearly distinguished from any other functions
through the maintenance of separate records, reports  and  accounts  for
the mental health special needs plan function.
  (c)  The  commissioners  shall  establish  reserve  and escrow deposit
requirements for mental health special needs plans.   Such  requirements
may be promulgated in rules and regulations.
  (d)  The  commissioner  shall, jointly with the commissioner of mental
health, develop and certify capitated payment rates  for  mental  health
special  needs  plans,  subject  to  the approval of the director of the
division of the budget. In developing capitation rates, such commission-
ers shall be authorized to consider, at a minimum, the age,  eligibility
category, historic cost and utilization of covered enrollees and covered
services  and  the  expected  impact of delivering services in a managed
care environment.   Such commissioners shall be  authorized  to  develop
other  payment  mechanisms,  for  plans  in rural counties and for plans
serving children and adolescents with  serious  emotional  disturbances,
including but not limited to partial capitation and case payment.
  (e)  Plans certified under this section shall submit financial reports
in a manner and frequency established by such commissioners.
  (f) Such commissioners shall establish a stop-loss reinsurance program
for the mental health special needs plans.   The  stop-loss  reinsurance
program shall be designed in a manner which promotes the development and
ongoing  financial  viability of the mental health special needs plan by
providing reasonable  protection  for  catastrophic  cases  and  adverse
selection.
  (g)  Such commissioners are authorized, subject to the approval of the
director of the budget and within amounts appropriated, to  make  grants
to  those  entities  seeking  certification to operate a   mental health
special needs plan to aid in the development of the  systems,  organiza-
tional  structures  and  networks  necessary  to  operate the plan. Such
commissioners are authorized to develop criteria for distribution of the
grants.  The grants may also be used to meet the  capitalization  stand-
ards and the reserve and escrow deposit requirements of this section.
  12. Notwithstanding any inconsistent provision of law to the contrary,
any  requirements  relating  to  certification,  rate  setting, standard
setting, regulation and oversight of mental health special  needs  plans
established  pursuant  to this article, shall be subject to the approval
of the commissioners of health and mental health.
  13. Nothing in this section shall  be  construed  to  require  that  a
health maintenance organization, certified pursuant to the provisions of
this  article,  apply for a mental health special needs plan certificate
of authority pursuant to this section; provided, however, that a  health
maintenance  organization,  certified pursuant to the provisions of this
article, which proposes to operate a mental health  special  needs  plan
shall be required to comply with all the provisions of this section.
  14. The commissioner shall be authorized, jointly with the commission-
er  of  mental health, to promulgate regulations governing the operation
and oversight of mental health special needs plans  authorized  pursuant
to this section.
  * NB Repealed 00/07/01

  * S 4403-e. Primary care partial capitation providers; partial capita-
tion  certificate  of  authority.  1. The commissioner may issue partial
capitation certificates of authority  to  qualified  individual  medical
services  providers,  counties or entities comprised of medical services
providers, applying on  forms prescribed by the commissioner, seeking to
offer medical assistance services, including primary and preventive care
and case management of inpatient, emergency room, specialty, and pharma-
cy services, to recipients of medical assistance eligible to  enroll  in
managed  care  plans, on a partial capitation basis.  Partial capitation
certificates of authority shall only be awarded to qualified  applicants
in  rural  areas of the state where comprehensive health services plans,
as defined in section forty-four hundred one of this  article,  are  not
yet  available,  provided  that  such  certificate shall be awarded only
until full capitation becomes practicable.   Comprehensive  primary  and
preventive  care shall include all services and related ancillary proce-
dures routinely performed in a primary care physicians office, including
preventive care and immunizations in accordance with CTH periodic sched-
ules and routine obstetrical-gynecological services.    Notwithstanding,
where partial capitation providers currently exist, they will be allowed
to  continue operation.  Provided, however, that a shared health facili-
ty, as defined in article forty-seven of  this  chapter,  shall  not  be
eligible for such a certificate.
  2.  Applications  for  a  partial  capitation certificate of authority
shall include the following:
  (a) current licensure or certification;
  (b) a description of  the  applicant`s  experience  in  providing  the
services  included as part of comprehensive primary and preventive care,
including identification of any disciplinary, administrative or criminal
proceedings related to such license, certification or services  and  the
resolution thereof;
  (c)  a  description  of  the applicant`s financial resources, together
with a copy of the applicant`s latest certified financial statement  and
the medical malpractice insurance coverage maintained by such applicant;
  (d)  an  assessment  of the applicant`s ability to continue to provide
high quality services in exchange for payments and to assume the  finan-
cial risk of operating on a partial capitation basis;
  (e) the geographic area to be served by the applicant;
  (f) the applicant`s current capacity, and proposed capacity to provide
or  directly  arrange  for the provision of medical care and services to
persons eligible for medical assistance;
  (g) a statement of intent to contract from the local  social  services
district in which they will operate;
  (h) a statement describing procedures to be used to monitor the quali-
ty of care provided by the plan;
  (i) such other information as the commissioner shall require; and
  (j)  in  the  case  of  an  application  from  a local social services
district, such comparable information as the commissioner may require.
  3. The commissioner may issue  a  partial  capitation  certificate  of
authority to an applicant that meets the following criteria:
  (a)  the applicant can demonstrate its ability to control, arrange for
and manage in-patient hospital and emergency room care  through  written
agreements with participating hospitals;
  (b)  the  applicant is board-certified or board-eligible in his or her
area of specialty, or has completed an accredited residency program,  or
has  admitting privileges at one or more hospitals, or in the case of an
entity, all medical services providers affiliated with the applicant are
board-certified or board-eligible in his or her area of  specialty,  has
completed  an  accredited residency program, or has admitting privileges
at one or more hospitals;
  (c)  the  applicant  directly provides or arranges for the delivery of
comprehensive primary and preventive care and  services  and  access  to
medical advice and emergency care on a twenty-four hour basis;
  (d) the applicant has adequate medical malpractice liability insurance
coverage;
  (e)  the  applicant has demonstrated it is financially responsible and
may be expected to meet its obligations to its enrolled  members.    For
purposes  of  this  paragraph,  "financially responsible" means that the
applicant shall assume financial risk on a  prospective  basis  for  the
provision of comprehensive primary care and preventive services, and can
support  the  necessary  administrative costs associated with the activ-
ities of a partial capitation plan, for its enrolled members;
  (f) the applicant has demonstrated the ability to provide high quality
care, and to monitor the quality of  care  provided  via  an  acceptable
formal quality assurance program;
  (g)  the  local social services district has provided written evidence
of its intention to contract with the plan; and
  (h) the applicant has demonstrated the ability to  track  and  monitor
all  services provided to its enrollees, and its ability to submit peri-
odic cost and utilization reports, as the commissioner may require.
  * NB Repealed 00/07/01

  *  S 4403-f. Managed long term care plans.  1. Definitions. As used in
this section:
  (a) "Managed long term care plan" means an entity that has received  a
certificate of authority pursuant to this section to provide, or arrange
for, health and long term care services, on a capitated basis in accord-
ance with this section, for a population which the plan is authorized to
enroll.
  (b) "Eligible applicant" means an entity controlled or wholly owned by
one  or  more of the following: a hospital as defined in subdivision one
of section twenty-eight hundred one of this chapter; a home care  agency
licensed or certified pursuant to article thirty-six of this chapter; an
entity that has received a certificate of authority pursuant to sections
forty-four  hundred  three,  forty-four  hundred  three-a  or forty-four
hundred eight-a of this article (as added by chapter six  hundred  thir-
ty-nine of the laws of nineteen hundred ninety-six), or a health mainte-
nance organization authorized under article forty-three of the insurance
law;  or  a not-for-profit organization which has a history of providing
or coordinating health care services and long term care services to  the
elderly and disabled.
  (c) "Chronically ill" shall be as defined by the commissioner.
  (d) "Operating demonstration" means the following entities: the social
health maintenance organization authorized by chapter six hundred two of
the laws of nineteen hundred eighty-two; and the chronic care management
demonstration programs authorized by chapters six hundred fifty-three of
the laws of nineteen hundred eighty-four, chapter five hundred thirty of
the  laws of nineteen hundred eighty-eight, chapter five hundred ninety-
seven of the laws of nineteen hundred ninety-four and chapter eighty-one
of the laws of nineteen hundred ninety-five as amended.
  (e) "Approved managed long term care demonstration"  means  the  sites
approved  by  the commissioner to participate in the "Evaluated Medicaid
Long Term Care Capitation Program"; the chronic care  management  demon-
stration  program authorized by chapter thirty-nine of the laws of nine-
teen hundred ninety-seven; and any demonstration authorized pursuant  to
paragraphs (d) and (e) of subdivision six of this section.
  (f) "Health and long term care services" means services including, but
not  limited  to  primary care, acute care, home and community-based and
institution-based long term care and ancillary services that are  neces-
sary to meet the needs of persons whom the plan is authorized to enroll.
  2. Certificate of authority; form.  An eligible applicant shall submit
an  application for a certificate of authority to operate a managed long
term care plan upon forms, and within such time, as may be prescribed by
the commissioner. Such eligible applicant shall submit  information  and
documentation to the commissioner which shall include, but not be limit-
ed to:
  (a)  a  description  of  the service area proposed to be served by the
plan with projections of enrollment that will result in a fiscally sound
plan;
  (b) a description of the proposed target population and the  marketing
plan;
  (c)  a  description  that  demonstrates  the cost-effectiveness of the
program as compared to the cost of services clients would otherwise have
received;
  (d) adequate documentation of the appropriate licenses, certifications
or approvals to provide care  as  planned,  including,  if  appropriate,
affiliation agreements or contracts with such providers as may be neces-
sary  to provide the full complement of services required to be provided
under this section.
  3. Certificate of authority; approval.   The  commissioner  shall  not
approve  an application for a certificate of authority unless the appli-
cant demonstrates to the commissioner`s satisfaction:
  (a)  the relative cost effectiveness to the medical assistance program
when compared to other managed long term care plans proposing to  serve,
or serving, comparable populations;
  (b)  that  it  will  have  in place acceptable quality-assurance mech-
anisms, grievance procedures, mechanisms to protect the rights of enrol-
lees and case management services to ensure continuity, quality,  appro-
priateness and coordination of care;
  (c) that it will include an enrollment process which shall ensure that
enrollment  in  the plan is informed and voluntary by enrollees or their
representatives and a voluntary disenrollment process.  The  application
shall include the specific grounds that would warrant involuntary disen-
rollment  provided, however, an otherwise eligible enrollee shall not be
involuntarily disenrolled on the basis of health status;
  (d) satisfactory evidence of  the  character  and  competence  of  the
proposed  operators  and  reasonable  assurance  that the applicant will
provide high quality services to an enrolled population;
  (e) sufficient management systems capacity to meet the requirements of
this section and the ability to efficiently process payment for  covered
services;
  (f)  readiness  and capability to: achieve full capitation on a sched-
uled basis for services reimbursed pursuant to title XVIII of the feder-
al social security act or capability and protocols for  benefit  coordi-
nation  for  services  reimbursed  pursuant  to such title and all other
applicable benefits, with such benefit coordination including,  but  not
limited  to, measures to support sound clinical decisions, reduce admin-
istrative complexity, coordinate access to services,  maximize  benefits
available  pursuant  to  such  title  and  ensure that necessary care is
provided;
  (g) readiness and capability to achieve full capitation on a scheduled
basis for services reimbursed pursuant  to  title  XIX  of  the  federal
social security act;
  (h) willingness and capability of taking, or cooperating in, all steps
necessary  to  secure and integrate any potential sources of funding for
services provided by the managed long term care plan, including, but not
limited to, funding available under titles XVI, XVIII, XIX and XX of the
federal social security act, the federal older Americans act of nineteen
hundred sixty-five, as amended, or any successor provisions  subject  to
approval  of  the  director  of  the state office for aging, and through
financing options such as those authorized  pursuant  to  section  three
hundred sixty-seven-f of the social services law; and
  (i)  that  the  arrangements  for  health  and long term care services
ensure the availability  and  accessibility  of  such  services  to  the
proposed enrolled population.
  4. Role of the superintendent of insurance.  (a) The superintendent of
insurance,  in  consultation with the commissioner with regard to fiscal
solvency, shall be responsible for evaluating, approving and  regulating
all  matters  relating to premium rates subject to paragraph (c) of this
subdivision, enrollee contracts and fiscal solvency, including reserves,
surplus and provider contracts to the extent such  contracts  relate  to
fiscal  solvency matters. The superintendent of insurance may promulgate
regulations to implement this section. The superintendent of  insurance,
in the administration of this subdivision:
  (i)  shall be guided by the standards which govern the fiscal solvency
of a health maintenance organization, provided, however, that the super-
intendent of insurance shall recognize the specific delivery components,
operational capacity and financial capability of the eligible  applicant
for a certificate of authority;
  (ii)  shall  not  apply financial solvency standards that exceed those
required for a health maintenance organization;
  (iii)  shall  establish  reasonable  capitalization  and   contingency
reserve  requirements.   Where the population enrolled in a managed long
term care plan is substantially composed of chronically ill  individuals
receiving  services  under title XIX of the federal social security act,
the superintendent of insurance shall take into consideration the avail-
ability of services to such chronically ill individuals under such title
in the event that the managed long term care plan is unable to meet  its
contractual  obligations. The establishment of reasonable capitalization
and contingency reserve requirements for managed long  term  care  plans
substantially composed of chronically ill individuals receiving services
under title XIX of the federal social security act shall also be subject
to the approval of the commissioner;
  (iv) when establishing capitalization and contingency reserve require-
ments,  may  exclude  revenue  and expenses derived from chronically ill
individuals under title XIX of the federal social security act  who  are
in a nursing facility in a managed long term care plan.
  (b)  Standards  established  pursuant  to  this  subdivision  shall be
adequate to protect the interests of enrollees in managed long term care
plans. The superintendent of  insurance  shall  be  satisfied  that  the
eligible   applicant   is  financially  sound,  and  has  made  adequate
provisions to pay for services:
  (i) that are furnished by providers that are not affiliated  with  the
eligible applicant;
  (ii)  to  meet  the specialized health care needs of enrollees needing
care at specialty care centers; and
  (iii) for which claims are submitted after the period  for  which  the
eligible applicant will receive payments.
  (c)  A  managed long term care plan shall have its premiums determined
in accordance with the insurance law except where enrollees are eligible
to receive services under title XIX of the federal social security  act,
in  which  case rates shall be established pursuant to subdivision eight
of this section.
  5. Applicability of other laws.  (a) A managed long term care plan  or
approved  managed  long  term care demonstration shall be subject to the
provisions of the insurance law and  regulations  applicable  to  health
maintenance  organizations,  this  article  and  regulations promulgated
pursuant thereto.  To the extent that the provisions of this section are
inconsistent with the provisions of this chapter or  the  provisions  of
the insurance law, the provisions of this section shall prevail.
  (b)  Notwithstanding  chapter  thirty-nine  of  the  laws  of nineteen
hundred ninety-seven, the provisions of this section shall apply to  the
chronic care management demonstration authorized by such chapter.
  6. Approval authority. (a) The commissioner, pursuant to a request for
proposals  selection process, after receiving from the superintendent of
insurance the  evaluations  and  approvals  required  pursuant  to  this
section,  shall issue no more than twenty-four certificates of authority
to eligible applicants for a managed long term care plan which satisfies
the conditions under this section, provided that:
  (i) for the purposes of issuance of no more than  twenty-four  certif-
icates,  such  certificates  shall  be  exclusive  of those certificates
issued pursuant to paragraphs (b) and (c) of this subdivision, provided,
however, that such certificates shall be inclusive of those certificates
issued to entities  initially  authorized  to  operate  as  an  approved
managed  long  term care demonstration pursuant to paragraph (e) of this
subdivision;
  (ii)  no  more than five of the twenty-four certificates of authority,
inclusive of those certificates issued to entities initially  authorized
to  operate as an approved managed long term care demonstration pursuant
to paragraph (e) of this subdivision may be issued  to  eligible  appli-
cants which are, or are owned or controlled by one or more entities that
have  received  a  certificate  of  authority pursuant to either section
forty-four hundred  three,  forty-four  hundred  three-a  or  forty-four
hundred  eight-a  of this article (as added by chapter six hundred thir-
ty-nine of the laws of nineteen hundred ninety-six) or a health  mainte-
nance  organization organized under article forty-three of the insurance
law provided further, that no more than  one  such  certificate  may  be
issued  to  an  eligible applicant described in this subparagraph in the
first twelve months following the effective date of this section, and no
more than two such certificates may be  issued  to  eligible  applicants
described  in  this  subparagraph  in the first twelve months commencing
with the selection, pursuant to a request  for  proposals,  of  eligible
applicants  to  operate  managed  long  term care plans pursuant to this
paragraph.  For purposes of this subparagraph, "control" shall exist  if
an  entity or entities designated in this subparagraph directly or indi-
rectly own, control, or hold the power to vote ten percent or  more,  in
the  aggregate, of the voting securities or voting rights of such eligi-
ble applicant, or are corporate members of an eligible applicant  organ-
ized as a not-for-profit corporation;
  (iii) absent federal approvals as may be necessary to achieve the full
capitation  requirements  of  paragraph (g) of subdivision three of this
section, the commissioner shall approve no more than eight  certificates
of  authority  pursuant to this paragraph to operate a managed long term
care plan which requires such federal approvals.
  (b) An operating  demonstration  shall  be  issued  a  certificate  of
authority  as  a managed long term care plan upon a determination by the
commissioner, subject to the necessary evaluations, approvals and  regu-
lations  of  the  superintendent of insurance as stated in this section,
that such demonstration complies with the operating requirements  for  a
managed  long  term  care  plan  under this section. Except as otherwise
expressly provided in paragraphs (d) and (e)  of  subdivision  seven  of
this  section,  nothing in this section shall be construed to affect the
continued legal authority of an operating demonstration to  operate  its
previously approved program.
  (c) An approved managed long term care demonstration shall be issued a
certificate  of authority as a managed long term care plan upon a deter-
mination by the commissioner,  subject  to  the  necessary  evaluations,
approvals  and  regulations of the superintendent of insurance set forth
in this section, that such demonstration  complies  with  the  operating
requirements  for  a  managed  long  term  care plan under this section.
Notwithstanding any inconsistent  provision of law to the contrary,  all
authority  for  the  operation of approved managed long term care demon-
strations which have not been issued a certificate  of  authority  as  a
managed long term care plan, shall expire one year after the adoption of
regulations implementing managed long term care plans.
  (d)  The commissioner may, contingent upon approval of federal waivers
and subject to the approval of the director of the budget, authorize the
continuing care network demonstration program sites in Monroe county  to
operate as approved managed long term care demonstrations and may permit
such  sites  to  serve  enrollees  who  are sixty-five and older and not
chronically ill.
  (e) The majority leader of the senate and the speaker of the  assembly
may each designate in writing up to four eligible applicants as approved
managed  long  term care demonstrations. Subsequent to such designation,
the commissioner and the superintendent of insurance shall impose  terms
and  conditions  pursuant  to  a written agreement with each such demon-
stration, not inconsistent with this section, under  which  such  demon-
strations shall be authorized to operate.
  (f)  The commissioner and the superintendent of insurance shall impose
terms and conditions pursuant to a written agreement with each  approved
managed  long  term  care  demonstration,  not  inconsistent  with  this
section, under which such demonstrations shall be authorized to operate.
  7. Program oversight and  administration.    (a)(i)  The  commissioner
shall promulgate regulations to implement this section and to ensure the
quality, appropriateness and cost-effectiveness of the services provided
by  managed  long  term care plans. The commissioner may waive rules and
regulations of the department,  including  but  not  limited  to,  those
pertaining to duplicative requirements concerning record keeping, boards
of  directors, staffing and reporting, when such waiver will promote the
efficient delivery of appropriate, quality, cost-effective services  and
when  the  health,  safety  and general welfare of enrollees will not be
impaired as a result of such waiver. In order to  achieve  managed  long
term  care  plan system efficiencies and coordination and to promote the
objectives of high quality, integrated  and  cost  effective  care,  the
commissioner  may  establish  a single coordinated surveillance process,
allow for a comprehensive quality improvement and review process to meet
component quality requirements, and require a uniform cost  report.  The
commissioner shall require managed long term care plans to utilize qual-
ity  improvement  measures,  based on health outcomes data, for internal
quality assessment processes and may utilize such measures  as  part  of
the single coordinated surveillance process.
  (ii) Notwithstanding any inconsistent provision of the social services
law  to  the  contrary,  the commissioner shall, pursuant to regulation,
determine whether and the extent to which the applicable  provisions  of
the social services law or regulations relating to approvals and author-
izations  of,  and utilization limitations on, health and long term care
services reimbursed pursuant to title XIX of the federal social security
act, including, but not limited to, fiscal assessment requirements,  are
inconsistent  with  the flexibility necessary for the efficient adminis-
tration of managed long term  care  plans  and  such  regulations  shall
provide  that  such  provisions  shall not be applicable to enrollees or
managed long term care plans,  provided  that  such  determinations  are
consistent with applicable federal law and regulation.
  (b) The commissioner shall, to the extent necessary, submit the appro-
priate waivers, including, but not limited to, those authorized pursuant
to  sections  eleven hundred fifteen and nineteen hundred fifteen of the
federal social security act, or  successor  provisions,  and  any  other
waivers  necessary  to achieve the purposes of high quality, integrated,
and cost effective care and integrated  financial  eligibility  policies
under  the  medical assistance program or pursuant to title XVIII of the
federal social security act.  Copies of such  original  waiver  applica-
tions  shall be provided to the chairman of the senate finance committee
and the chairman of the assembly ways and means committee simultaneously
with their submission to the federal government.
  (c)(i) The commissioner may establish  interim  enrollment  thresholds
which  are  less  than  the projected total enrollment in a plan for the
purpose of making a determination of the plan`s ability to enroll  addi-
tional  persons  above  the  established thresholds while providing high
quality and accessible care.  Total enrollment of  persons  enrolled  in
managed  long  term care plans certified under paragraph (a) of subdivi-
sion six of this section  or  initially  authorized  to  operate  as  an
approved  managed  long  term  care demonstration under paragraph (e) of
such  subdivision, shall not exceed, in the aggregate, twenty-five thou-
sand persons who were chronically ill and eligible  for  services  under
title  XIX  of the federal social security act at the time of enrollment
and twenty-five thousand persons who were not  chronically  ill  at  the
time of enrollment.
  (ii) A managed long term care plan shall not use deceptive or coercive
marketing  methods  to encourage participants to enroll.  A managed long
term care plan shall not distribute  marketing  materials  to  potential
enrollees  until  such  plan has submitted such materials to the commis-
sioner, the superintendent of insurance and the director  of  the  state
office for the aging.
  (iii)  The  commissioner  shall  ensure,  through  periodic reviews of
managed long term care  plans,  that  enrollment  was  a  voluntary  and
informed  choice; such plan has only enrolled persons whom it is author-
ized to enroll, and plan services are promptly  available  to  enrollees
when appropriate. Such periodic reviews shall be made according to stan-
dards as determined by the commissioner in regulations.
  (d)  Notwithstanding  any  provision of law, rule or regulation to the
contrary and subject to the  availability  of  funds,  the  commissioner
shall  issue  a request for proposals to carry out reviews of enrollment
and assessment activities in managed long term care plans and  operating
demonstrations  with  respect  to enrollees eligible to receive services
under title XIX of the federal  social  security  act  to  determine  if
enrollment meets the requirements of subparagraph (iii) of paragraph (c)
of  this  subdivision;  and  that assessments of such enrollees` health,
functional and other status, for the purpose of adjusting premiums, were
accurate.  The request for proposals shall be developed,  and  proposals
evaluated, in consultation with the local commissioners representing the
several  regions  of the state.  Evaluations shall address each bidder`s
ability to ensure that enrollments in such plans are  promptly  reviewed
and  that  medical assistance required to be furnished pursuant to title
eleven of article five of the social services law will be  appropriately
furnished to the recipients for whom the local commissioners are respon-
sible  pursuant  to  section  three hundred sixty-five of such title and
that plan implementation will be consistent with the  proper  and  effi-
cient  administration of the medical assistance program and managed long
term care plans.
  (e) Until such time as the provisions of paragraph (d) of this  subdi-
vision  and  the  risk  adjustment mechanisms referred to in subdivision
eight of this section are both implemented to the  satisfaction  of  the
commissioner  or  January first, nineteen hundred ninety-nine, whichever
is earlier:  (i) with respect to each managed long term care  plan,  the
commissioner may continue to delegate some, or all, of the tasks identi-
fied  in  paragraph  (d) of this subdivision to local districts provided
that the agreement between the department  and  such  plan  pursuant  to
paragraph  (o)  of subdivision two of section three hundred sixty-five-a
of the social services law or between the  department  and  such  demon-
stration  clearly  reflects  such  delegation;  (ii) an operating demon-
stration shall, with respect to tasks performed by the local district in
relation to such demonstrations, have the option of continuing to  oper-
ate  under its existing agreement with a local district or, in the event
that an approved managed long term  care  demonstration  enters  into  a
subsequent  agreement  with  such district, to operate under the same or
similar terms and conditions as contained in such  subsequent  agreement
with respect to such tasks.
  (f)  The  commissioner  shall  set  a schedule for achievement of full
capitation for services reimbursed under title XIX of the federal social
security  act  which  shall  reflect  the  shortest  feasible  timelines
consistent  with  any federal approvals required to achieve full capita-
tion  and  the  commissioner  shall  monitor each managed long term care
plan`s movement to full capitation according to such schedule.
  (g) The commissioner shall ensure that protocols for  benefit  coordi-
nation, if applicable, have been implemented and are consistent with the
requirements of this section.
  (h)  The commissioner may, in his or her discretion for the purpose of
protection of enrollees, impose measures including, but not limited  to,
bans  on  further  enrollments  and  requirements  for use of enrollment
brokers until any identified problems are resolved to  the  satisfaction
of the commissioner.
  (i)  Continuation  of  a  certificate  of  authority issued under this
section, subject to the necessary evaluations, approvals and regulations
of the superintendent of insurance, shall be contingent  upon  satisfac-
tory  performance  by  the  managed long term care plan in the delivery,
continuity,  accessibility,  cost  effectiveness  and  quality  of   the
services  to  enrolled members; compliance with applicable provisions of
this section and  rules  and  regulations  promulgated  thereunder;  the
continuing  fiscal  solvency of the organization; and, federal financial
participation in payments on behalf on enrollees  who  are  eligible  to
receive services under title XIX of the federal social security act.
  (j)  The  commissioner  shall ensure that (i) a process exists for the
resolution of disputes concerning the accuracy of assessments  performed
pursuant  to  paragraphs  (d)  and (e) of this subdivision; and (ii) the
tasks described in paragraphs  (d)  and  (e)  of  this  subdivision  are
consistently administered.
  8.  Payment  rates  for managed long term care plan enrollees eligible
for medical assistance.  The  commissioner,  in  consultation  with  the
superintendent  of insurance, shall establish payment rates for services
provided to enrollees eligible under title XIX  of  the  federal  social
security  act.  Such  payment  rates shall be subject to approval by the
director of the division of the budget and shall reflect savings to both
state and local governments  when  compared  to  costs  which  would  be
incurred  by such program if enrollees were to receive comparable health
and long term care services on a fee-for-service basis in the geographic
region in which such services are proposed to be provided. Payment rates
may be risk-adjusted to take into account the characteristics of  enrol-
lees,  or  proposed  enrollees,  including, but not limited to: frailty,
disability level, health and functional status, age, gender, the  nature
of  services provided to such enrollees, and other factors as determined
by the commissioner in consultation with the  superintendent  of  insur-
ance.   Any such risk adjusted premiums may also be combined with disin-
centives or requirements designed to mitigate any incentives  to  obtain
higher payment categories.
  9.  Reports.  The  department  shall  provide an interim report to the
governor, temporary president of the  senate  and  the  speaker  of  the
assembly on or before April first, two thousand three and a final report
on or before April first, two thousand six on the results of the managed
long  term care plans under this section. Such results shall be based on
data provided by the managed long term care plans and shall include  but
not  be  limited  to  the  quality, accessibility and appropriateness of
services; consumer satisfaction; the mean and distribution of impairment
measures of the enrollees by payor for each plan; the current method  of
calculating  premiums  and  the  cost of comparable health and long term
care services provided on a fee-for-service basis for enrollees eligible
for services under title XIX of the federal social security act; and the
results of periodic reviews of enrollment  levels  and  practices.  Such
reports shall contain a section prepared by the superintendent of insur-
ance  as  to  the  results of the plans approved in accordance with this
section concerning the matters regulated by the superintendent of insur-
ance. Such reports shall also provide data on the demographic and  clin-
ical  characteristics of enrollees, voluntary and involuntary disenroll-
ments  from  plans,  utilization  of  services  and  shall  examine  the
feasibility  of  increasing  the  number  of plans that may be approved.
Data collected pursuant to this section shall be available to the public
in an aggregated format to protect individual  confidentiality,  however
under  no  circumstance  will  data be released on items with cells with
smaller than statistically acceptable standards.
  10. Managed long term care  advisory  council.  (a)  There  is  hereby
established  a council to advise the commissioner and the superintendent
of insurance on issues related to managed long term  care.  The  council
shall  consist  of  thirteen  members who shall be appointed as follows:
seven by the governor, one of whom shall serve as the chair; two each by
the temporary president of the senate and the speaker of  the  assembly;
and one each by the minority leader of the senate and the minority lead-
er of the assembly. The appointees shall be persons knowledgeable in the
delivery  or  financing  of  continuing  care  services, or shall have a
demonstrated commitment to improving the quality of care to the elderly,
the chronically ill and the  disabled,  or  shall  be  persons  who  are
enrolled  in  a  managed  long term care plan or demonstration operating
under this section, or their representatives.  No fewer than five of the
thirteen members shall be persons who are enrolled in a plan  or  demon-
stration  operating  under  this  section, or their representatives.  In
addition to the thirteen appointed members, the commissioner, the super-
intendent of insurance and the director of  the  office  for  the  aging
shall serve as non-voting ex-officio members of the advisory council.
  (b) The council shall:
  (i)  review  data  and  reports provided by the plans related to demo-
graphic and clinical characteristics of enrollees, consumer satisfaction
and complaints, the number and reasons  for  voluntary  and  involuntary
disenrollments,  service  utilization  and costs as compared to fee-for-
service;
  (ii) review the managed long term  care  plans`  progress  on  meeting
enrollment targets and their marketing practices;
  (iii)  evaluate the adequacy of plans` efforts to integrate health and
long term care services and benefit coordination;
  (iv) advise the commissioner and the superintendent  of  insurance  on
strategies  to increase the private and public/private financing of such
plans;
  (v) advise the commissioner and the superintendent of insurance on the
feasibility of increasing the caps on enrollment or the number of  plans
that may be approved; and
  (vi)  review  and comment on the reports prepared pursuant to subdivi-
sion nine of this section.
  * NB Repealed 06/12/31

  S  4404.  Health maintenance organizations; continuance of certificate
of authority.  1.  Continuance by the commissioner of a  certificate  of
authority  issued under section forty-four hundred three of this article
shall be contingent upon satisfactory performance by the organization as
to  the  delivery, continuity, accessibility and quality of the services
to which an enrolled member is entitled, compliance with the  provisions
of  this  article  and rules and regulations promulgated thereunder, and
the continuing fiscal solvency of the organization as set  out  in  this
section.
  2.  Except  as  provided  in  subdivision  three  of this section, the
commissioner may revoke, limit or annul a certificate of authority as of
the  termination  of  the  current  period of all then existing enrollee
contracts, after a hearing, and only after a finding  of  unsatisfactory
performance  or  fiscal  insolvency.   However,  in  the  event  of such
revocation,  limitation  or  annulment,  the   organization   shall   be
prohibited  from entering into any new enrollee contracts as of the date
of notification of such action by  the  commissioner.   Notification  of
such  action  shall  be given by the organization to each enrollee.  The
commissioner  shall  give  prior  notice   of   such   action   to   the
superintendent.
  3.  The  commissioner  may revoke or limit a certificate of authority,
after a hearing, for violations of any applicable statute or  rules  and
regulations  which  threatened  to directly affect the health, safety or
welfare of any enrollee. Upon notice of his intent to revoke or limit  a
certificate of authority, the commissioner may prohibit the organization
from entering into any new enrollee contracts pending final  action  and
may  require notification of such action to be given by the organization
t